Privacy Policy

Your financial data should stay yours.

DoubleM Finance Tracker helps you manage expenses, income, accounts, cards, bills, loans, AI-assisted capture, Telegram workflows, API access, and subscriptions. This policy explains what we collect, why we use it, and the choices you have.

Effective date: May 10, 2026

Information We Collect

Account information such as your name, email address, authentication details, profile settings, timezone, currency preference, and profile picture when you provide one.

Financial records you choose to enter, including expenses, income, accounts, credit cards, statements, transactions, bills, recurring payments, loans, categories, notes, and related payment activity.

AI and automation inputs such as text prompts, receipt images, attached files, voice notes, Telegram messages, and instructions sent through supported agent or API workflows.

Billing and subscription information needed to manage Free and Pro access. Payment checkout and subscription processing may be handled by our payment provider, Paddle.

Technical information such as device, browser, IP address, API-key usage, request logs, error logs, rate-limit data, and basic analytics needed to secure, operate, and improve the service.

How We Use Information

We use your information to provide the product: tracking balances, recording money movement, generating reports, managing bills and loans, syncing settings, and keeping your dashboard current.

We process AI inputs to parse expenses, receipts, voice notes, Telegram messages, and assistant requests, then return structured suggestions or actions for your review.

We use billing, subscription, and usage information to enforce plan limits, manage upgrades, process payments, and keep Free and Pro features available as described in the app.

We use technical information to authenticate requests, prevent abuse, apply rate limits, troubleshoot issues, protect user-scoped data, and improve reliability.

AI, Receipts, Voice, And Telegram

When you use AI features, the content you submit may be sent to AI service providers to extract amounts, merchants, categories, dates, payment methods, and other finance-related details.

Receipt images and voice notes are used to perform the requested parsing or transcription. You should avoid uploading information that is not needed for your finance workflow.

If you connect Telegram, DoubleM stores the connection needed to associate your Telegram chat with your account and process messages, receipt photos, and voice notes you send to the bot.

AI output can be imperfect. You are responsible for reviewing suggested records before relying on them for personal financial decisions.

How We Share Information

We do not sell your personal information or financial records.

We share information with service providers only as needed to run DoubleM, such as hosting, database, authentication, storage, AI processing, rate limiting, messaging integrations, billing, and error monitoring.

We may disclose information when required by law, to protect the rights and security of DoubleM and its users, or to investigate fraud, abuse, or security incidents.

Data Security

DoubleM is designed around user-scoped access controls, authenticated requests, and database row-level security so users can access only their own financial data.

We use reasonable administrative, technical, and organizational safeguards to protect your data. No internet service can guarantee absolute security, so please use a strong password and protect access to your account.

API keys should be treated like passwords. You can create or revoke API keys from your settings when supported by your plan.

Data Retention And Your Choices

We keep your account and financial records for as long as needed to provide the service, comply with legal obligations, resolve disputes, enforce agreements, and maintain backups.

You can update many records directly in the app, including profile settings, categories, expenses, income, accounts, cards, bills, loans, and connected Telegram chats.

You may contact us to request access, correction, export, or deletion of your personal information. Some records may need to be retained when required for security, legal, billing, or audit purposes.

International Processing

DoubleM and its service providers may process information in countries other than where you live. When information is transferred, we rely on appropriate safeguards required by applicable law.

Changes To This Policy

We may update this Privacy Policy as DoubleM changes. When we make material changes, we will update the effective date and provide notice where appropriate.

Contact

For privacy requests or questions about this policy, contact the DoubleM team through the support channel provided in the app or by using the contact details associated with your account.